Cresi Crypto / Borrow
Borrow without selling what you believe in.
Use the crypto you already hold as collateral, compare competitive rates, and get a clearer way to move money when you need it.
Rates are set by third-party lending protocols and can move with market conditions. Cresi Crypto helps you see the mechanism before you decide.
Borrowed balance
$25,000
Loan-to-value
42.8%
Health factor
Healthy
Room to manage
The Cresi Crypto approach
A smarter way to create room.
Your crypto can stay invested while it works as collateral for a loan. Cresi Crypto brings the important choices into one clear experience: amount, rate, risk, and what happens next.
01 / KEEP EXPOSURE
Borrow against eligible holdings without an automatic sale.
02 / SEE THE TRADEOFF
Compare rates and loan health before you commit collateral.
03 / STAY IN CONTROL
Manage repayment, collateral, and alerts from one place.
Start with a number
How much room could your holdings create?
Get a starting estimate based on your asset, collateral value, and a conservative LTV. Your actual terms depend on the selected protocol and current market conditions.
Borrow estimate
$0
Target LTV
40%
Loan currency
USDC
Illustrative only. A quote is not an offer or a guarantee of terms.
Borrow on your terms
Compare the path before you take it.
Different protocols bring different rates, networks, and risk profiles. Cresi Crypto makes the differences visible so you can choose with context.
Rates shown are examples for explanation, not a live quote. Interest rates, available assets, and maximum LTV can change based on market conditions and third-party protocol rules.
Collateral monitor
All clearCurrent LTV
42.8%
Below your 65% alert line
Position history
Collateral value
$58,410
Liquidation line
75.0%
Collateral control
Know your loan health before it becomes urgent.
Markets move. Your view of the position should move with them. See LTV, collateral value, thresholds, and the actions available to you in a single, calm dashboard.
Stay a step ahead
The right alert is better than a surprise.
Set your own thresholds for collateral value, LTV, and changing interest rates. Cresi Crypto keeps the signal close, so you can decide what to do before a position needs attention.
Talk through your risk settingsSet up an alert
Choose what you want to know
Refinance preview
Potentially lower costCurrent loan
7.10%
Aave · Ethereum
Available option
5.58%
Aave · Ethereum
Refinance when it makes sense
Don’t let yesterday’s rate follow you around.
When a better option becomes available, Cresi Crypto helps you compare the move. See the potential difference, review the tradeoffs, and refinance without starting your borrowing plan from scratch.
Eligibility, fees, and savings depend on the asset, protocol, network, and market conditions at the time of refinance.
Built around risk awareness
More visibility. Fewer blind spots.
01
Clear terms
See rates, LTV limits, protocol, and network before you approve a position.
02
Non-custodial by design
Your wallet permissions and transaction details stay visible at each step.
03
Security-minded flows
Separate decisions, confirmations, and alerts help reduce avoidable mistakes.
04
Your decision, clearly
Cresi Crypto explains the moving parts so you can choose what fits your plan.
Crypto-backed borrowing involves market, protocol, smart-contract, and liquidation risk. Review the terms and only borrow what you understand and can manage.
How it works
A clear path from holding to having options.
From first estimate to active loan, each step gives you the information you need to keep moving with intention.
01
Choose your collateral
Connect a wallet and select the crypto you want to keep invested while you borrow.
02
Compare your options
See available rates, networks, loan-to-value limits, and repayment details in one view.
03
Borrow with clarity
Set your amount, review the risks, and receive USDC without giving up your position.
One place to manage the position
A loan dashboard with the useful parts in view.
01 / POSITION
Know what you owe
Track borrowed balance, accrued interest, repayment activity, and collateral value.
02 / ACTIONS
Make the next move
Add collateral, repay, or review a refinance option when the conditions change.
03 / SIGNALS
Get the right nudge
Create alerts around LTV, rates, and collateral so important changes do not get buried.
Questions worth asking
A clearer start to a complex decision.
What is a crypto-backed loan?+
It is a loan that uses eligible crypto assets as collateral. You borrow without selling the underlying position, while the collateral value and loan-to-value ratio remain important to the health of the loan.
What happens if the market moves?+
Your collateral value and LTV can change as market prices move. Cresi Crypto helps you track those changes and set alerts, but you remain responsible for managing your position.
Can I compare rates before I borrow?+
Yes. The Cresi Crypto experience is designed to show available protocol options, indicative rates, network details, and relevant tradeoffs before you approve a loan.
Can I refinance later?+
Depending on your asset, network, and loan, you may be able to move to a different option when rates or terms make that worthwhile. Eligibility and fees vary.
Do I still own my crypto?+
Collateral arrangements depend on the selected protocol and wallet flow. Review the exact transaction and terms before confirming any position.
Make your next move clearer
Keep your crypto. Create room to move.
Start with your holdings, your number, and a clearer view of the choices in front of you.